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Post by Carol on May 26, 2009 16:17:55 GMT 1
find an agent or two based in the area in which you are interested. Personal recommendations are best but you should be able to visit their office and see a couple of certificates on the wall showing that they are a certified agency, complete with insurance policy. Then tell them what you want and ask if it is achievable. Agree their fees for any and all services up front. Check what is included e.g. do they write contracts or would lodging your contract with the land registry, katastar and tax office be part of the service (you don't want to be left high and dry once the sale is through!).
Centar Nekretnine is a paid portal. Its ok but not everyone is on it. The thing to remember is that most agents can access most properties (we co-operate with each other) so you don't need to go to the ones that advertises the properties you will eventually buy to find what you are looking for.
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Post by Madgolfer on May 27, 2009 10:49:26 GMT 1
Interesting reading about the Spanish situation Mambo.
We have seen four clients from the "Costa's" looking to buy in Croatia in the last 12 months?
OK 2 were Croatian/Spanish couples looking to live here, but even so.
Disenchantment with the Spanish system perhaps? It must be appalling in Spain if Croatia is on their agenda.
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Post by ray51 on May 31, 2009 8:32:37 GMT 1
Disenchantment with the Spanish system perhaps? It must be appalling in Spain if Croatia is on their agenda. Which part of the "system" could that be , one wonders ; the residence there is automatically granted to us Brits on application , whether we own or rent - and with it comes virtually free medical insurance ( much superior to Croatian facilities , as are in place currently ) , to re-register a 2nd hand U.K. plated car carries Nil import duty and about 1k Euros for someone to fully complete the whole palaver and it is even cheap to get "go-fors" to attend to all your bills and Spanish correspondence and tax returns...; they certainly have far better infrastructure than Croatia , from airports via trains to M-ways and A-roads , cheaper too , on the whole ; - as I see it from here : if only one could bring oneself to actually LIKE anything about living in Spain , then the existing practical every-day aspects ( incl. flying , shopping , access to foreign press and media , access to latest pharmaceuticals , golf , car-servicing , getting skin cancer and cyrrhosis of the liver on the "cheapo, cheapo" ...all could appear more attractive to one's common-or-garden-variety expat , than "living in HR" ?
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Post by mambo on May 31, 2009 17:16:12 GMT 1
Ray,
I know Spain very well, I speak Spanish and love the life in Spain. Many people only know the coast, but that is exactly where I never go in Spain. I am usually in Toledo, Sevilla, Granada, Salamanca, basically the inland and you will never see me where the tourists are. Perhaps I have a bit of advantage that I have a lot of Spanish friends, so we only go where you will find the Spaniards themselves.
I wish I could live in Spain, it is the kind of life I know from Italy, but unfortunately it is not possible. The Spanish really enjoy life and live it to the fullest. Like the Italians however they demand quality and whoever does not deliver can see his business go broke real fast.
However, they have the same lazy attitude and love for bureaucracy as here in Croatia. Everything can be done 'manana' and the paper work is immense. Luckily because of the European regulations it is becoming less and less, but still they have rules for just about everything and nobody knows them (sounds familiar ?).
And they also have the attitude of 's.c.r.e.w. the foreigners as much as we can', so nothing new there. However, if you don't have to deal with them too much with regard to work, you could not have a better place to live. Winter climate is mild, perfect for playing golf, the regional food is absolutely perfect, the wines are of extreme quality (nothing here in Croatia comes even close), culturally speaking they have so much to offer and if you want to have fun...............just go inside a bar near Madrid/Barcelona when 'their' team is playing.
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Post by ray51 on May 31, 2009 21:31:01 GMT 1
mambo : what great enthusiasm you show , about Espana ! Sadly , as in Life : it takes all sorts and : ergo , despite many a visit to that land of enigmas and v. dubious past ( ? like Croatia, anyway ? ) , I haven't ( yet ? ) been able to experience most of the good points you rave about ( save for a few v. happy memories from Catalunya ! ) ; - cometh the day , cometh the man ? Who knows ? Just : why can't you be there now ?
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Post by keepsmiling on Jul 7, 2009 8:48:39 GMT 1
So, does anyone know of anyone whose property has been repossessed by the bank? What is the average interest rate the banks charge on mortgages in Cro? Rough idea anyone? Developers who have mortgaged their properties to buy more land and have no income to service the interest repayments are in real difficulties I believe!
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Post by Carol on Jul 7, 2009 18:22:42 GMT 1
if apartment developments are being repossessed then they have not filtered through the market to come back on sale yet. I have seen repossessions (though not from developers) and they take ages to come back on sale because the bank bureaucracy is very very slow.
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Post by alibaba on Aug 16, 2009 13:43:39 GMT 1
Which Real Estate do you work for?? I have a Restaurant and Bar with 2 Apartments i am desperatly trying to sell just outside Orebic on Peljesac. Got it on with so many agents, lost track of who its on with and the price i am now after!
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Post by Madgolfer on Aug 17, 2009 10:13:35 GMT 1
"if apartment developments are being repossessed then they have not filtered through the market to come back on sale yet. I have seen repossessions (though not from developers) and they take ages to come back on sale because the bank bureaucracy is very very slow."
Very true. On average it seems to take between 2 and 3 years for any repossessed property to filter through to the market.
I think its more to do with the legal system rather than the internal bureaucracy of the banks themselves, who have been quite quick to deal with them from my experience.
The lists are getting longer each month now though and will probably continue to get longer.
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