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Post by andyfromuk on Nov 10, 2009 13:55:58 GMT 1
I have read the threads from a few years ago, but just wondering if the situation now is any better/clearer? I have a UK registered car in Croatia but do not want to drive it back to the UK again for its annual MOT. Can I insure it in Croatia (still UK registered, but MOT, tax and UK insurance will have expired)?
Any advice much appreciated
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Post by elaine on Nov 10, 2009 14:49:06 GMT 1
If I remember correctly, you can IF you want to pay a lot of money and you don't want to drive it out of Croatia ................
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Post by Madgolfer on Nov 10, 2009 16:19:31 GMT 1
You can insure it without any problems, from my experience Alliance, Cro osigurane, HOC, etc do not ask to see your MOT or UK tax disc. they require only the chasis number, reg number and your personal details.
Should you have a problem, like an accident, and need to make a claim, then they will want to see everything.
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Post by Ribaric on Nov 10, 2009 17:49:51 GMT 1
Imagine you are the insurer ... and someone asks you to insure a car and you do a deal. Later, there is an accident and a claim for damages. That's when you find out the car has no MOT. Are you going to pay the claim?
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Post by Madgolfer on Nov 11, 2009 14:40:30 GMT 1
Maybe someone should consider offering this as a service, it certainly sounds as if there could be a market?
A.N. Other driver takes your vehicle back to the UK for costs plus a fee, gets the MOT etc sorted for you and brings it back.
A car trailer might be the obvious option to get around seperate insurance etc and being "legal" on the roads.
There must be some ex pats sitting out there bored who like driving, for hours.....and hours....and hours.....and on.
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Post by andyfromuk on Nov 11, 2009 17:24:13 GMT 1
Thanks. Sounds like I would be able to make it legal by insuring it locally but could be up the stream without a paddle if I get into an accident. Hmmmmm...
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Post by Ribaric on Nov 11, 2009 17:55:29 GMT 1
There's no point Andy. If you are "legal" but fundamentally un-insured, then you can be sued for everything you have - including your future. How would like it if someone put you into a wheelchair but had no insurance to help take care of you?
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Post by gmh on Nov 11, 2009 19:13:24 GMT 1
There's quite a few expats that don't think like you Rib.  Shame. |
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Post by prkbrk on Nov 12, 2009 10:57:37 GMT 1
In my view if you don't want to drive the car back each year to have it re-taxed and new MOT, then get rid of it and buy a Croatian registered car- anyway driving a UK registered car for more than 3 months in HR is not 'technically' legal I thought, a bit like the driving license validity, but generally ignored by the authorities unless there is a problem!
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Post by elaine on Nov 12, 2009 11:46:40 GMT 1
See message 6 - Ribaric is spot on - the driving you see in Croatia beggars belief at times and it doesn't matter how good a driver you are, there's always the chance of accident. If everything is not 'just so' then you really are paddle-less.
This forum has loads of info regarding the importing of cars - the only way to have your car permanently in Croatia legally. Good luck!
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Post by gmh on Nov 12, 2009 15:22:14 GMT 1
There's quite a few expats that don't think like you Rib. Shame. and a lot of Croats too (which is worse because they are a much larger number). Are you trying to justify your own situation or are you 'just saying' ? |
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Post by capio on Nov 13, 2009 0:07:51 GMT 1
It doesn't take a genius to realise that somebody driving around in a Yugo worth 300 euros isn't going to pay 500 euros a year insurance.
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Post by Ribaric on Nov 13, 2009 9:12:20 GMT 1
Unless you steal them, you can't get number plates here without an MOT (Tehnicki pregled), insurance and paying your road tax. You have to get all three at the same place so you have all of them - or you steal some number plates and have none of them. ... unless you are Roma, nobody expects them to have anything.
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Post by cropal on Nov 13, 2009 12:06:25 GMT 1
Unless you steal them, you can't get number plates here without an MOT (Tehnicki pregled), insurance and paying your road tax. Once the car has the plates though, what's to stop the owner from never renewing their tehnicki pregled, insurance and road tax and just keeping the plates on? Remember that young man in Split who was stopped 178 times for driving without a license?  ? Obviously there isn't enough of a penalty for being caught by the police for breaking these laws. I've driven in many countries and they often have road blocks where cars are stopped and tax/insurance etc are checked on a random basis. Perhaps this would work here - the cars could be impounded to the EuroDaus premises until all the charges are paid and the car is legalised again. |
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Post by Ribaric on Nov 13, 2009 14:49:38 GMT 1
Sadly Cropal, you are dead right. There's a guy on Korcula who has been banned goodness knows how many times yet he drives around the place without a care in the world. A cop lives opposite him. It beggars belief.
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? Obviously there isn't enough of a penalty for being caught by the police for breaking these laws. I've driven in many countries and they often have road blocks where cars are stopped and tax/insurance etc are checked on a random basis. Perhaps this would work here - the cars could be impounded to the EuroDaus premises until all the charges are paid and the car is legalised again.